The woman is accused of deceiving at least 20 victims across Australia.

The AFP is working with state and territory police to work through the 119 reports of crime involving Australian businesses and individuals who were targeted by LockBit.

Scammers target their victims based on their online behaviour, financial situation, needs and even vulnerability to certain types of persuasion.

If banks had to reimburse money lost, they’d have more of a reason to keep it safe.

The accused syndicate members from Box Hill, Doncaster East and Chinese national, have been charged with one count each of dealing with money or property.

The members of this criminal syndicate posed as Australian government employees, including the AFP, and scammed vulnerable members of the community.

Don’t be embarrassed. Alert your authorities, and think about telling your friends, family or community what happened.

Hackers are also targeting the accounts of ticket holders in order to steal and resell legitimate tickets.

While the architect, 26-year-old Faizan Khan, has left Australia, police have taken to court his two "minions" - 23-year-old Obaid and 25-year-old Shaheryer who were studying business degree at La Trobe University.

Scam-related losses are soaring, and banks are falling short of detecting, stopping and recovering losses.